Life insurance is an integral tool in proper financial planning as it serves to protect your income in the event you experience a critical illness, become disabled or die prematurely.
The litmus test prior to purchasing any type of life insurance product is, “Who is relying on your income?”
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Critical Illness Insurance
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Disability Insurance
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Life Insurance
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LUMP SUM AMOUNT upon diagnosis.
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PERCENTAGE of income only.
Approx 70%
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FOR SOMEONE ELSE.
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30 day waiting period.
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30, 60, 90, 120 day waiting period.
Check contract.
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Beneficiary receives cheque in 2 weeks.
Bypass will.
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Upon diagnosis from a doctor.
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Definition Based
(Own, Reg, or Any)
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Proof of death.
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Full return of premium available.
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Partial return of premium available.
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Term VS Permanent
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Figure out what your next steps are.
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Take care of monthly expenses.
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Help others pick up where you left off.
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Contact Bobby Ning today to learn more about how we can serve and develop solutions for you, your family or organization.
Bobby J. Ning
Managing Director
604.687.7773
